Money

Mystery Shopping As A Side Hustle

Mystery Shopping As A Side Hustle.png

There are many times in life when a little extra spending money is needed. Personal purchases, business expenses or just opening a savings account are many ways to use that extra cash, however, it can often be hard to find ways of making it.

One of the easiest ways to add a side hustle to your life, no matter how busy it might already be, is by becoming a mystery shopper. Yes, you are probably quite skeptical, and you should be! There are lots of scammers out there just waiting to take advantage of anyone who wants to make a few easy extra dollars.

So we’ll start by saying this: if you are ever asked to pay a membership fee, or any other type of fee for that matter, you are dealing with a scammer. No legitimate mystery shop company will ever ask you to pay anything.

Mystery shops are carried out by people just like you, who work to make sure that companies are carrying on with day-to-day business as they should be. The companies that hire you to do so are very serious about good field agents and their vetting processes are all a little different.

Some mystery shops can be done from the comfort of your own home, by submitting emails or website queries and you can even mystery shop some businesses by phone. Others require you to actually visit an establishment in person, but who doesn’t like to shop?

A lot of companies will pay you a certain amount for conducting the shop plus an extra amount, agreed upon before the shop is done, for reimbursement of products they have asked you to purchase.

If you’re wondering how much money you can make doing this, well, that’s completely up to you. The more shops you accept, of course, the more money you will make. You are completely in control of your schedule with this side hustle!

If you would like to start your search for reputable companies to work for as a mystery shopper, you can start that search here.

Good luck!

Socialize the Frugal Way to Spare Your Wallet Sorrow

Socialize the Frugal Way to Spare Your Wallet Sorrow.png

Do you have some financial goals but dread that feeling of “keeping up” with your friends as they seem to always choose the most expensive outing possible? Do you love to hang out with them but hate how your debit card balance looks after a day at an amusement park or a night out downtown at the hottest clubs? Well, dread no more! Freshen up your social life and give your wallet a break by taking an initiative to suggest one of these four frugal hangout alternatives.

1. Game Night

pexels-photo-84663.jpegNothing packs fun and saving money into one package like hosting a game night. Invite friends over after dinner so all you will need to provide are a few tasty beverages and snacks, which costs far less than a night out in the town. You can spend hours with your favorite board or card games and don’t have to worry about Ubering your way home at a certain hour.

2. Potluck Food Contest

A great way to get everyone together for a meal without breaking the bank is to take a fresh spin to the potluck. By putting a competition aspect to the event, your friends will show off their edible contributions. Everyone, in turn, spends a fun evening together by spending very little, yet everyone gets to eat like a king.

3. Happy Hour Finder

pexels-photo-276926.jpeg

Saving money by socializing at home is fun, but getting out once in a while is still in order. The good news is that many restaurants have happy hours during the weekdays and late at night that save you money! These deals also pertain to appetizers and meals. Handy apps like Happy Hour Finder, the very app that Cosmopolitan magazine praised, connects you with all the best food and drink deals in your area. Going out doesn’t have to break the bank when you go at the right times.

4. Look Online for Free or Cheap Events

Your community hosts very cost-effective events if you keep your eyes peeled. Just take a quick trip to your city’s website. They usually have a calendar of events that are open to the public. You will be surprised to see how many free things are out there! Also, websites like Livingsocial and Groupon offer amazing deals for tickets and services. You can save up to 70% and beyond if you buy tickets in pairs which get you in the gates of a renaissance faire or in on a paint and sip night for a fraction of the original cost.

You don’t need to always dress up and go to a fancy restaurant to have a good time with friends. By replacing one of your outings with one of these frugal options, socializing will be friendlier on your finances.

Unexpected Rewards Programs the Reward Things You Already Buy

Unexpected Rewards Programs the Reward Things You Already Buy.png

When it comes to saving money, reward programs are an excellent way to do so. However, many people tend to over think what rewards programs they should choose. Instead of choosing a program for activities you do sparingly, you will get the most benefit for activities you do every week or even every day. These can often be unexpected, but there are a lot of reward programs out there.

Papa John’s

Let’s be real here, you probably order pizza more than you realize. It is fast, easy, and delicious while cooking for yourself is difficult and often less rewarding. Fortunately for you and your functioning pizza addiction, one of the best rewards programs out there is Papa John’s. Each order nets you points depending on what you order and what you spend. Those points add up surprisingly quickly towards what we all desire – free pizza.

Walgreens

With your health insurance as expensive as it probably is, medicine is one area you don’t expect to save on. However, if you frequently need to go to CVS or Walgreens to get your prescriptions filled, you can save. Walgreens actually beats out CVS in terms of rewards programs since it allows you to accrue points and then put those points toward hefty discounts on your purchases.

AMC

This rewards program probably depends how much you actually go out to the movies. For some people, they go on a date near every week while others only go out maybe once a year. However, if your city is overrun with AMC-owned theaters, as most cities are, you can actually get some great discounts with their rewards programs. From discounts on snacks to free movie tickets, you can accrue them all with the AMC Stubs programs. However, in return for the flat discount rates it also give, you have to pay a yearly fee of $12.

Frugal Living Hacks to Save More Money


The average American has less than $1,000 in savings, according to a recent Google Consumer Survey. Without a “nest egg,” unforeseen expenses could spell disaster for you and your family. But the good news is that you save more money by embracing frugal living.

Walmart Savings Catcher

If you shop at Walmart, be sure take advantage of the retailing giant’s Savings Catcher program. This program will automatically check competitors’ prices for purchased products to see if they are lower. If a competitor is selling the product at a lower price, Savings Catcher will give you the difference in the form of an electronic gift card.

Here’s a tip: you can save even more money at Walmart by paying with a cash back rewards credit card. Some credit cards may offer 1-3% cash back on all purchases, meaning for every $100 you spend, you’ll earn $1 to $3 in rewards bonuses.

Finance Manager App

Assuming you own a smartphone (and you probably do), try downloading a finance manager app like Mint. This app will organize all of your expenses and financial information to create a detailed budget. So instead of crossing your fingers and “hoping” that you don’t overspend one month, you’ll know exactly how much money is coming in and how much is going out.

Freeze Perishable Food

According to the National Resource Defense Council (NRDC), Americans throw out approximately 40% of their uneaten food, the equivalent of $165 billion annually. If you have a tendency to toss uneaten foods, consider freezing them long-term storage. From blueberries and strawberries to ground beef, chicken and even condiments, you can significantly extend the shelf life of most perishable foods by freezing.

Buy in Bulk

Another helpful frugal living tip is to buy in bulk. There are certain items that, when purchased in bulk, can yield huge savings. These typically include things like paper towels, toilet paper, laundry detergent, toothpaste, etc.

Eat Out Less

There’s nothing wrong with splurging every once in a while by dining out at your favorite restaurant, but this should be kept a minimum if you are trying to save money. Packing your lunch for work and eating meals at home can yield big savings over the course of a month.

Flexible Side Hustle as a Transcriber

Flexible Side Hustle as a Transcriber.png

We’ve all heard the popular saying, “don’t put all your eggs in one basket.” This cliché rings true in many aspects of our lives and for some reason tends to be what we think when it comes to earning our income.

How many different ways of making money do you have? In most cases a person’s 9 to 5 is about all they can vouch for. This is why finding different niches that adhere to your skills is crucial in growing your side hustle business. One of the many jobs that freelancers have taken up from home is in the field of transcribing. This on its own can easily make you $20 – $60 a day in your spare time.

While there are several writing jobs on the internet transcribing has gained some traction over the years as a go-to option for anyone looking to make extra money on the side. There are currently several website that offer online job applications to see if you qualify on the spot. These websites give you some tests and typically send an email out within a day or two to inform you on whether or not you’ve been hired to transcribe for them.

Transcribing for beginners may or may not prove to be difficult for some. There are a number of variables that can affect how much you earn. Each job, assuming you’re getting transcribing gigs from a company, will require you to implement their practices for transcribing to their clients. Your typing speed is another big part that will depict how quickly you get jobs done. With an average typing speed of 50 wpm you should be able to complete roughly 15 minutes of clean audio within an hours time. However, once you’ve gotten the hang of it your speed will increase and you’ll be able to pull some freelancing work for more money. Some popular sites to get started with for work on transcribing are Rev.com, Scribie.com, as well as Transcribe.com just to name a few.

Once you’ve established a few independent freelancing jobs consistently, this can easily be added as an increase in your financial savings. This in no way should be seen as a get rich quick scheme, but when climbing to the top it’s good to have some skills that you potentially can develop in order to take on new lanes in your financial future.