Month: November 2017

Mystery Shopping As A Side Hustle

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There are many times in life when a little extra spending money is needed. Personal purchases, business expenses or just opening a savings account are many ways to use that extra cash, however, it can often be hard to find ways of making it.

One of the easiest ways to add a side hustle to your life, no matter how busy it might already be, is by becoming a mystery shopper. Yes, you are probably quite skeptical, and you should be! There are lots of scammers out there just waiting to take advantage of anyone who wants to make a few easy extra dollars.

So we’ll start by saying this: if you are ever asked to pay a membership fee, or any other type of fee for that matter, you are dealing with a scammer. No legitimate mystery shop company will ever ask you to pay anything.

Mystery shops are carried out by people just like you, who work to make sure that companies are carrying on with day-to-day business as they should be. The companies that hire you to do so are very serious about good field agents and their vetting processes are all a little different.

Some mystery shops can be done from the comfort of your own home, by submitting emails or website queries and you can even mystery shop some businesses by phone. Others require you to actually visit an establishment in person, but who doesn’t like to shop?

A lot of companies will pay you a certain amount for conducting the shop plus an extra amount, agreed upon before the shop is done, for reimbursement of products they have asked you to purchase.

If you’re wondering how much money you can make doing this, well, that’s completely up to you. The more shops you accept, of course, the more money you will make. You are completely in control of your schedule with this side hustle!

If you would like to start your search for reputable companies to work for as a mystery shopper, you can start that search here.

Good luck!

Socialize the Frugal Way to Spare Your Wallet Sorrow

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Do you have some financial goals but dread that feeling of “keeping up” with your friends as they seem to always choose the most expensive outing possible? Do you love to hang out with them but hate how your debit card balance looks after a day at an amusement park or a night out downtown at the hottest clubs? Well, dread no more! Freshen up your social life and give your wallet a break by taking an initiative to suggest one of these four frugal hangout alternatives.

1. Game Night

pexels-photo-84663.jpegNothing packs fun and saving money into one package like hosting a game night. Invite friends over after dinner so all you will need to provide are a few tasty beverages and snacks, which costs far less than a night out in the town. You can spend hours with your favorite board or card games and don’t have to worry about Ubering your way home at a certain hour.

2. Potluck Food Contest

A great way to get everyone together for a meal without breaking the bank is to take a fresh spin to the potluck. By putting a competition aspect to the event, your friends will show off their edible contributions. Everyone, in turn, spends a fun evening together by spending very little, yet everyone gets to eat like a king.

3. Happy Hour Finder

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Saving money by socializing at home is fun, but getting out once in a while is still in order. The good news is that many restaurants have happy hours during the weekdays and late at night that save you money! These deals also pertain to appetizers and meals. Handy apps like Happy Hour Finder, the very app that Cosmopolitan magazine praised, connects you with all the best food and drink deals in your area. Going out doesn’t have to break the bank when you go at the right times.

4. Look Online for Free or Cheap Events

Your community hosts very cost-effective events if you keep your eyes peeled. Just take a quick trip to your city’s website. They usually have a calendar of events that are open to the public. You will be surprised to see how many free things are out there! Also, websites like Livingsocial and Groupon offer amazing deals for tickets and services. You can save up to 70% and beyond if you buy tickets in pairs which get you in the gates of a renaissance faire or in on a paint and sip night for a fraction of the original cost.

You don’t need to always dress up and go to a fancy restaurant to have a good time with friends. By replacing one of your outings with one of these frugal options, socializing will be friendlier on your finances.