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If you try to save money, it seems like something always happens like the car breaks down, the dog has a medical emergency, you have to make home repairs. Unexpected expenses have a way of greedily eating money we manage to save. There are ways to save money that you may not have considered.
First, open a bank account and have a small portion your paycheck direct deposited into it each week. Use a bank that you do not have easy access to withdrawing the funds. Granted you will still know that money is there, but you won’t be tempted to spend it on a nonessential purchase.
Second, use a website like mypoints, memolink, or swagbucks to gain points for searches, watching videos, shopping and surveys. The key here is that when you have earned enough points to get a gift card, choose a store which sells food, or other items you need. Then take the same amount of money and put it away. Use the gift card to maintain your usual shopping habits. Keep the money you saved in a safe place or account. Over time you will have a bunch of money saved and it is money you never had to part with in the first place.
Third, look for sales and use coupons. But again, figure out how much money you actually saved, and put it with the other money gained from earning gift cards online. Do not leave loose change or money in your pockets and wallet. If it is too easy to access, you will spend it without thinking. Put it in a safe place and only take what you actually need.
You will be able to put some money aside using this advice. Once you have thousands of dollars saved, visit your local bank and find out about Certificates of Deposit (CD) and other savings options. CD’s are great because you can’t touch your savings for a certain period of time without penalty, so you will hold on to your money. Good luck.