Month: April 2017

Frugal Living – The Miracle of Paint


It doesn’t matter whether you are young and just starting out in life or whether you are older and focused on saving for retirement, if you’ve been shopping for furniture lately, you’ve noticed the big dollar amounts on all the price tags.  Even a relatively plain dining room chair can cost nearly a hundred dollars!  Is it really necessary to pay such steep prices for furniture and accessories or is there another way to affordable furniture?

For those do-it-yourselfers and those interested in frugal living, a can of paint or wood stain might end up being your best friend.  If you need furniture, whether it is a bed frame, nightstand, dining room chair or plant stand, consider going to your local Salvation Army or Goodwill store to find some really interesting and eclectic pieces.  Craigslist and local garage sales are also great places to find some cool pieces of furniture or other accessories at rock bottom prices.

Many people have furniture items they no longer need or they have pieces with a scratch here or a stain there and they don’t have the time or the knowledge to make the proper repairs.  It really isn’t that difficult to learn how to paint or use stain to restore wood items to their original glory.  Furniture refinishing can be as simple as painting an item and leaving all the dings in place for the “shabby chic” look or sanding down the entire piece, using wood filler to fill in the holes and then staining or painting to make the piece look like new again.

Often it is the unique, older pieces of furniture that really help to make a house a home.  There is also the sense of accomplishment that one receives after taking something that was once destined for a landfill and restoring it to its former beauty.  An expense of $30 or so in refinishing supplies is a small price to invest in a piece of furniture that is just right for your home.   

Frugal Living Hacks to Save More Money


The average American has less than $1,000 in savings, according to a recent Google Consumer Survey. Without a “nest egg,” unforeseen expenses could spell disaster for you and your family. But the good news is that you save more money by embracing frugal living.

Walmart Savings Catcher

If you shop at Walmart, be sure take advantage of the retailing giant’s Savings Catcher program. This program will automatically check competitors’ prices for purchased products to see if they are lower. If a competitor is selling the product at a lower price, Savings Catcher will give you the difference in the form of an electronic gift card.

Here’s a tip: you can save even more money at Walmart by paying with a cash back rewards credit card. Some credit cards may offer 1-3% cash back on all purchases, meaning for every $100 you spend, you’ll earn $1 to $3 in rewards bonuses.

Finance Manager App

Assuming you own a smartphone (and you probably do), try downloading a finance manager app like Mint. This app will organize all of your expenses and financial information to create a detailed budget. So instead of crossing your fingers and “hoping” that you don’t overspend one month, you’ll know exactly how much money is coming in and how much is going out.

Freeze Perishable Food

According to the National Resource Defense Council (NRDC), Americans throw out approximately 40% of their uneaten food, the equivalent of $165 billion annually. If you have a tendency to toss uneaten foods, consider freezing them long-term storage. From blueberries and strawberries to ground beef, chicken and even condiments, you can significantly extend the shelf life of most perishable foods by freezing.

Buy in Bulk

Another helpful frugal living tip is to buy in bulk. There are certain items that, when purchased in bulk, can yield huge savings. These typically include things like paper towels, toilet paper, laundry detergent, toothpaste, etc.

Eat Out Less

There’s nothing wrong with splurging every once in a while by dining out at your favorite restaurant, but this should be kept a minimum if you are trying to save money. Packing your lunch for work and eating meals at home can yield big savings over the course of a month.